Blog

February 22, 2021
Agency

Lakewood Financial Combines Personalized Service with Insurance Companies You Can Trust

Independent insurance agencies like Lakewood Financial, offer many advantages to insurance consumers. One of the main ones is that we are independent—we represent many different insurance carriers, and therefore are able to offer our clients a choice of tailor-made policies. Part of our commitment to you is that we’re always trying to find new and […]
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February 8, 2021
Agency

Own a Townhouse or Condo? Which Homeowners Policy Do You Need—an HO-3 or an HO-6?

If you’re buying a townhouse or condo, you might think that because your unit is one of a larger building, your home insurance needs will be different. This is not necessarily true. The difference between HO-3 and HO-6 policies As you may be aware, there are several classifications of home insurance policies. If you own […]
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January 25, 2021
Agency

What Should I Do if I Get Into an Accident With an Uninsured Driver?

One day as you’re out running errands, another driver runs a Stop sign and smacks into your car. You’re both able to move out of the intersection, but when you go get his insurance information, he tells you he doesn’t have insurance. That’s just great—now what? Unfortunately, if you’re in an accident in Florida, you […]
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January 11, 2021
Agency

Commercial Landlords: Protect Your Liability with Lessors Risk Insurance

Owning a commercial building that you lease to others can be a great investment, but it’s not without risk. That’s why making sure you have the right insurance coverage to protect both your physical property and your liability in case of a lawsuit is crucial. This week, let’s talk about lessors risk insurance, also sometimes […]
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December 21, 2020
Agency

Don’t Let Your Holiday Go Up in Flames!

The holiday season is upon us—finally something to celebrate in this challenging year! Most of us are decorating the house, wrapping or mailing gifts for loved ones, and planning (cautious) holiday meals. Unfortunately, the holiday season is also a season of accidents, fires, and other mishaps. Just because you’re celebrating, don’t neglect safety precautions. No […]
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December 7, 2020
Agency

Does Your Small Business Need Commercial Property Insurance?

As a business owner, you face many financial risks. For example, if your office or workspace is damaged or destroyed, not only have you lost your assets; you may have also lost your ability to do business at all. Even if you don’t own your own building, if your business has physical assets, you need […]
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November 23, 2020
Agency

Insurance 101: Terms You Should Know

Just like any specialized industry, insurance has its own vocabulary. When you’re shopping for a new policy—or trying to make sense of the policy you already have—it helps to understand some of the most commonly used insurance terms. Plus, understanding these terms can also help you get the best insurance rate. How? Because understanding a […]
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November 9, 2020
Agency

Partner With Your Lakewood Financial Agent to Get the Best Rate

We know car insurance in Florida can take a big chunk out of your budget. Choosing an independent insurance agency like Lakewood Financial is one way to get the best deal—our agents are experts in the local insurance market and we represent dozens of great standard and non-standard car insurance companies. We’re committed to helping […]
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October 26, 2020
Agency

Medicare Annual Enrollment: It’s Time to Review Your Coverage Options

If you’re enrolled in Medicare, the annual fall Medicare Annual Enrollment Period (Oct. 15- Dec. 7) is the perfect time to review your Medicare coverage options to see if they are still right for you. If you currently have original Medicare and would like to try a Medicare Advantage plan, or if you’d like to change […]
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October 12, 2020
Agency

What Do You Know About Life Insurance?

It’s not something pleasant to think about, but if you’re the breadwinner of the family, one part of planning your financial future is considering what will happen to your loved ones if you were to die. Would they be able to survive without your income? Sadly, many families (44 percent, according to one estimate) would […]
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