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Lakewood Financial Services, Inc. Blog

View the latest blog posts from Lakewood Financial Services, Inc..

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Monday, May 9, 2022

AOB Abuse and Fraud Help to Drive the High Cost of Insurance

If you’ve purchased or renewed homeowners insurance lately, you know that premiums are skyrocketing. While there are several factors driving Florida’s insurance crisis, our high insurance prices are, in part, due to fraud and assignment of benefits abuse. Let’s take a closer look at what’s happening. READ MORE >>

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Monday, April 25, 2022

3 Factors Raising Your Commercial Property Insurance Rates

There have been plenty of headlines lately about Florida’s skyrocketing homeowners insurance prices. Unfortunately, we’re also beginning to see rising commercial property insurance premiums as well. Some of the same troubling trends plaguing homeowners insurance are also driving up the cost of commercial property insurance. READ MORE >>

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Monday, April 11, 2022

Fatal Roads: Working Together to Reduce Traffic Deaths

After years of declines, traffic fatalities* are rising again. For decades, seat belt laws and improved vehicle safety features helped to contribute to roadway safety. In 2020, for the first time in years, roadway deaths increased, despite there being fewer cars on the roads due to pandemic lockdowns. READ MORE >>

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Monday, March 21, 2022

Help Prevent Homeowners Disasters With This Spring Maintenance Checklist

There are always plenty of things to do to maintain your Florida home—and spring is the perfect time to cross a few items off that home maintenance list. While there are many more than we’ve listed here, these spring home maintenance tasks will help you protect your home and family from two of the worst perils a homeowner can face: home fires and water damage. READ MORE >>

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Monday, March 7, 2022

Builder’s Risk—Insurance for New Builds and Renovations

In this tough real estate market, you’re excited that you found an older home to completely renovate before moving in. It’s going well—then you get the phone call. A fire burned the structure to the ground. Now what? Did you have the right insurance policy to cover your losses? READ MORE >>

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Monday, February 21, 2022

Three Things You Should Know About Water Damage

When you think of Florida, you probably also think of water. We’re lucky to have gorgeous rivers, lakes, and the ocean practically right on our doorstep. Unfortunately, we also have the ever-present threat of water damage—whether from leaks, flooding, or sewer backup. READ MORE >>

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Monday, February 7, 2022

Lakewood Financial Is Your Source for Affordable Commercial Auto Insurance in Florida

Of all the many decisions Florida business owners have, choosing the right commercial insurance coverage is one of the most important. Without proper insurance protection, you could easily find yourself in serious financial trouble—you might even lose your business. READ MORE >>

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Monday, January 24, 2022

Florida Home and Auto Premiums Are Skyrocketing—Is There Anything You Can Do?

Almost every day we receive calls or emails from upset clients whose insurance premiums are going up, even when they’ve never made a claim. Some policies are going up by hundreds of dollars per year—what is happening? The Florida insurance market is in crisis, particularly the homeowners and auto insurance sectors. READ MORE >>

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Monday, January 10, 2022

Make These Insurance Resolutions for the New Year

At the start of a new year, many people resolve to get their finances in order. Lakewood Financial would like to remind you that appropriate insurance coverage is one of the best ways you can protect yourself from financial disaster. READ MORE >>

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Tuesday, December 21, 2021

Common Terms Included in Medicare Part D Coverage

If you are planning to enroll in Medicare, then you will need to take the extra step of enrolling in Medicare Part D coverage if you want to receive prescription drug benefits. This separate benefit, offered by private insurers, is the primary source of prescription drug coverage for Medicare pat... READ MORE >>

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