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September 23, 2024
lfsadmin

Five Tips for Preventing Water Damage

While Floridians love water in the form of lakes, rivers, or the ocean, we definitely do NOT want to see it pouring into our homes from a broken pipe or flooded yard! Water damage is one of the most common—and expensive—homeowners insurance claims Florida residents make. While some types of water damage are covered by […]
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September 9, 2024
lfsadmin

Protect Your Small Business with Florida Artisan Contractor Insurance

In Florida’s booming housing market, skilled tradespeople such as plumbers, electricians, painters, masons, landscapers, and other contractors, are constantly in demand. As you build a successful and lucrative business providing these services, remember to safeguard that business from claims and lawsuits which might result from something you do (or fail to do) while on the […]
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August 26, 2024
lfsadmin

Three Home Improvements that Could Save You Money on Home Insurance

Investing in your home is often a smart decision. But with the cost of Florida home insurance, you may want to prioritize home renovations that could also potentially save you money on your homeowners insurance. Consider making improvements which lessen the effects of the most common perils Florida homes face, including wind, tropical storms and […]
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August 12, 2024
lfsadmin

Teen Driver in Your House? Read This

When your teen starts driving, it can mean more freedom both for them and you. But you might worry about the dangers your teen driver will face on the road as well as the expense of adding a teen driver to your car insurance policy. You’re right to be concerned: statistically, teens are more likely […]
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July 29, 2024
lfsadmin

Why You Need Insurance Protection for Your Jet Skis, WaveRunners and Other PWCs

With long summer days and kids out of school, July is prime time to enjoy a vacation or weekend getaway—and prime time to enjoy “toys” like a boat, or personal watercraft (PWC). But before you hit the water, make sure you have the right insurance coverage. Your personal watercraft needs insurance protection just as much […]
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June 24, 2024
Agency

That “Free” Windshield Could Cost You Big Money

A rock flies up from the highway and hits your windshield, chipping it. You’ve heard that if you have full coverage auto insurance, you can get your windshield repaired or replaced for free. Is this true? And if so, are there any drawbacks? Florida is one of a few states in which windshield repair or […]
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June 10, 2024
Agency

New Florida Residents—Get Ready for Hurricane Season

With an estimated one million people moving to Florida between 2020 and 2023, it’s likely that many new residents are facing their first hurricane season. Even those who have lived here for a couple of years may be a little rusty on hurricane prep since in 2023, Florida was only hit by one hurricane. There’s […]
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May 27, 2024
Agency

Homeowners Insurance Renewing? Make Sure You Do This One Thing

If you have homeowners insurance in Florida, you know how hard it is to find a policy you can afford with the coverage you need. You might think you’re home free once you do—and then it’s time to renew your policy. Hopefully, you’ll receive a renewal offer from your current homeowners insurance company. The first […]
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May 6, 2024
Agency

What You Don’t Know About Flood Damage Could Hurt You

Since we’re just coming out of Florida’s dry season, Bradenton and Sarasota homeowners are probably not thinking about the dangers of flooding—and that could be a big mistake. According to Floridadiaster.org, “Flooding is the most common and damaging natural disaster in the country.” And Florida’s geography and proximity to water make it especially vulnerable to […]
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May 1, 2024
Agency

Why You Should Work With an Independent Insurance Agency

Sometimes, you might see advertisements for cheap auto insurance that offers fast, easy enrollment online without the hassle of talking to a pushy salesperson. This might sound like it’s a simple, practical way to get the auto insurance you need as efficiently as possible. However, is it really a wise step to take? Should you […]
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