Auto

April 29, 2025
Agency

The Role of Credit Scores in Determining Auto Insurance Rates

Credit-based insurance scores are derived from traditional credit scores but are tailored to the insurance industry. These scores are calculated using factors such as payment history, outstanding debt, length of credit history, types of credit used and recent credit inquiries. Insurers use these scores to predict the likelihood of a policyholder filing a claim. The […]
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April 28, 2025
lfsadmin

Am I Covered if Someone Else Drives My Car and Has an Accident?

Whether it’s a friend, a visiting family member, a babysitter, or even a long road trip, there are times when you need to allow someone else to drive your car. But what happens if they get into an accident while behind the wheel? Will your car insurance cover damages and injuries to the other vehicle […]
0
March 25, 2025
Agency

Auto Insurance for Hurricanes and Natural Disasters in Florida

Living in Florida means enjoying beautiful landscapes but also facing natural disasters. Hurricanes, floods and severe storms are common in the area and can cause significant damage to vehicles. That’s why understanding how auto insurance protects you during these events is essential. Comprehensive Coverage: Your Response to Natural Disaster Damage Comprehensive auto insurance is essential […]
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February 20, 2025
Agency

How to Lower Your Auto Insurance Premiums in Florida

Auto insurance premiums can be a significant expense for Florida residents, but there are several strategies you can use to reduce your costs. Improve Your Driving Record Maintaining a clean driving record is one of the most effective ways to lower your auto insurance premiums. Insurance companies assess risk based on your driving history, and […]
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