September 29, 2025
lfsadminFlorida Safe Driving Tips
One of the best ways to keep the cost of car insurance down is to maintain a clean driving record. Not only do you reduce the chance of injuries or damage to your vehicle, you also save money when you avoid tickets or accidents. Whether you’re a new or experienced Florida driver, check out these […]
September 20, 2025
AgencyThe Importance of Driver Training for Lowering Insurance Costs
Safe driving is important for reducing accidents and can also impact insurance costs. Training programs that emphasize defensive driving, safety awareness and regulatory compliance may benefit both personal and commercial drivers. The Value of Investing in Training Driver training programs provide more than just a refresher on the rules of the road. They help drivers […]
August 12, 2025
AgencyDo You Need Commercial Auto Insurance If You Use Personal Vehicles for Business?
Personal vehicles often serve double duty, moving between weekend errands and weekday business tasks. Personal auto policies are generally designed to cover private travel, not work-related driving. In some situations, that difference can affect how coverage is applied and what kind of policy may be appropriate. When Business Use Could Trigger the Need for Commercial […]
August 11, 2025
lfsadminMust-Have Insurance Coverage for Your College Student
Sending a child to college is an exciting transition for the whole family. While they’re making plans for this step towards independence, don’t forget the importance of insurance coverage to protect your child’s health, belongings, and financial future. Here are three types of insurance your college student should have as they head off to school. […]
July 14, 2025
lfsadminRoad Trip Tips for Your Summer Vacation
With long, sunny days and the kids out of school, summer is the perfect chance to see a bit of our beautiful country. If your vacation plans include hitting the road to explore, a little preparation and planning can make your next road trip comfortable, safe, and fun! Prep your vehicle A breakdown on the […]
April 29, 2025
AgencyThe Role of Credit Scores in Determining Auto Insurance Rates
Credit-based insurance scores are derived from traditional credit scores but are tailored to the insurance industry. These scores are calculated using factors such as payment history, outstanding debt, length of credit history, types of credit used and recent credit inquiries. Insurers use these scores to predict the likelihood of a policyholder filing a claim. The […]
April 28, 2025
lfsadminAm I Covered if Someone Else Drives My Car and Has an Accident?
Whether it’s a friend, a visiting family member, a babysitter, or even a long road trip, there are times when you need to allow someone else to drive your car. But what happens if they get into an accident while behind the wheel? Will your car insurance cover damages and injuries to the other vehicle […]
March 25, 2025
AgencyAuto Insurance for Hurricanes and Natural Disasters in Florida
Living in Florida means enjoying beautiful landscapes but also facing natural disasters. Hurricanes, floods and severe storms are common in the area and can cause significant damage to vehicles. That’s why understanding how auto insurance protects you during these events is essential. Comprehensive Coverage: Your Response to Natural Disaster Damage Comprehensive auto insurance is essential […]
February 20, 2025
AgencyHow to Lower Your Auto Insurance Premiums in Florida
Auto insurance premiums can be a significant expense for Florida residents, but there are several strategies you can use to reduce your costs. Improve Your Driving Record Maintaining a clean driving record is one of the most effective ways to lower your auto insurance premiums. Insurance companies assess risk based on your driving history, and […]