September 20, 2025
AgencyThe Importance of Driver Training for Lowering Insurance Costs
Safe driving is important for reducing accidents and can also impact insurance costs. Training programs that emphasize defensive driving, safety awareness and regulatory compliance may benefit both personal and commercial drivers. The Value of Investing in Training Driver training programs provide more than just a refresher on the rules of the road. They help drivers […]
August 22, 2025
lfsadminThree Reasons to Buy Renters Insurance
More and more people find that renting rather than buying fits their lifestyle preferences. Whether you’re renting your first apartment or a house for your family, just because you don’t own your own home doesn’t mean you don’t need insurance protection. What if a fire or other peril destroys your personal property? The cost of […]
August 11, 2025
lfsadminMust-Have Insurance Coverage for Your College Student
Sending a child to college is an exciting transition for the whole family. While they’re making plans for this step towards independence, don’t forget the importance of insurance coverage to protect your child’s health, belongings, and financial future. Here are three types of insurance your college student should have as they head off to school. […]
July 14, 2025
lfsadminRoad Trip Tips for Your Summer Vacation
With long, sunny days and the kids out of school, summer is the perfect chance to see a bit of our beautiful country. If your vacation plans include hitting the road to explore, a little preparation and planning can make your next road trip comfortable, safe, and fun! Prep your vehicle A breakdown on the […]
June 24, 2025
AgencyTop 5 Mistakes to Avoid When Purchasing Flood Insurance in Florida
Flood insurance is an essential consideration for Florida homeowners, but navigating the process can be tricky. Avoiding these common mistakes can help save you money and offer proper protection. 5 Flood Insurance Mistakes to Avoid The following are five flood insurance mistakes to avoid as a Florida homeowner: 1. Assuming you don’t need it. Many […]
June 9, 2025
lfsadminDive in to Family Water Safety
With kids out of school and summer vacations on the horizon, Florida residents are ready for some swimming fun. But before you and your family hit the pool or beach, please take a few moments to refresh your memory about family water safety. Drowning is the number one killer of children ages 1-4, and the […]
May 12, 2025
lfsadminFlorida Condo Insurance: What You Need to Know
If you want the experience of owning your own home, but don’t want all the maintenance hassles, you might decide that buying a condo in Florida is the best of both worlds. If you’re buying a Florida condo or already own one, here are some things you need to know about protecting your investment with […]
April 29, 2025
AgencyThe Role of Credit Scores in Determining Auto Insurance Rates
Credit-based insurance scores are derived from traditional credit scores but are tailored to the insurance industry. These scores are calculated using factors such as payment history, outstanding debt, length of credit history, types of credit used and recent credit inquiries. Insurers use these scores to predict the likelihood of a policyholder filing a claim. The […]
April 28, 2025
lfsadminAm I Covered if Someone Else Drives My Car and Has an Accident?
Whether it’s a friend, a visiting family member, a babysitter, or even a long road trip, there are times when you need to allow someone else to drive your car. But what happens if they get into an accident while behind the wheel? Will your car insurance cover damages and injuries to the other vehicle […]
April 14, 2025
lfsadminMust-have Coverage for Your Business: Workers’ Compensation Insurance
Florida businesses need several types of commercial insurance to protect their assets. One of the most important is workers’ compensation insurance, often called “workers’ comp.” Workers’ comp provides benefits for employees who are accidentally injured or become sick in the course of doing their jobs. Not only is workers’ comp insurance an important liability protection […]