November 25, 2024
lfsadminLet’s Talk About Flood Insurance
Hurricanes Helene and Milton caused devastating flooding in many communities, including inland cities and those not considered high risk for floods. To add insult to injury, many homeowners discovered they’re not covered for flood damage to their homes. That’s because flood damage is not typically covered by a standard homeowners policy. Flood insurance in Bradenton, […]
November 23, 2024
AgencyBenefits of Working with an Independent Insurance Agent for Your Home Insurance Needs
Finding the right home insurance policy can be challenging. Partnering with an independent insurance agent can simplify the insurance buying process. Unlike captive agents representing just one insurer, independent agents compare various policies and coverage options from several providers, helping you find the best coverage at the best price. Consider the following advantages of working […]
November 11, 2024
lfsadminDoes Your Florida Business Need Inland Marine Insurance?
As you build and grow your Florida business, you have many concerns to think about, including finding insurance protection that protects your financial investment. Common commercial insurance coverage includes various types of liability coverage and property insurance, and many business owners will find a Business Owners Policy (BOP) is enough to cover their insurance needs. […]
October 28, 2024
lfsadminProtect Yourself from Common Scams After a Storm
As we work to recover from Hurricanes Helene and Milton, we should beware of one more danger to our communities: scam artists. Unfortunately, scam artists target the vulnerable: senior citizens, people in debt, and yes, people facing the aftermath of a natural disaster. Many scams originate via email, phone, or text, but some scam artists […]
October 27, 2024
lfsadminHow to Lower Your Florida Home Insurance Premiums
As a homeowner in Florida, you’re likely aware of the importance of insurance. In addition to providing essential financial protection from various threats, such as fires, lightning and burglaries, certain parties, such as mortgage lenders, may even require these policies. However, while home insurance can be considered an essential expense, it may also represent a […]
October 14, 2024
lfsadminWhat to Do After a Hurricane
We hope you and your family safely weathered Hurricane Milton and are beginning the process of recovery. At Lakewood Financial Services, our agents are facing the same challenges you are, but we are committed to offering the best customer service we can during this difficult time. We’ve talked a lot about what to do before […]
September 23, 2024
lfsadminFive Tips for Preventing Water Damage
While Floridians love water in the form of lakes, rivers, or the ocean, we definitely do NOT want to see it pouring into our homes from a broken pipe or flooded yard! Water damage is one of the most common—and expensive—homeowners insurance claims Florida residents make. While some types of water damage are covered by […]
September 9, 2024
lfsadminProtect Your Small Business with Florida Artisan Contractor Insurance
In Florida’s booming housing market, skilled tradespeople such as plumbers, electricians, painters, masons, landscapers, and other contractors, are constantly in demand. As you build a successful and lucrative business providing these services, remember to safeguard that business from claims and lawsuits which might result from something you do (or fail to do) while on the […]
August 26, 2024
lfsadminThree Home Improvements that Could Save You Money on Home Insurance
Investing in your home is often a smart decision. But with the cost of Florida home insurance, you may want to prioritize home renovations that could also potentially save you money on your homeowners insurance. Consider making improvements which lessen the effects of the most common perils Florida homes face, including wind, tropical storms and […]
August 12, 2024
lfsadminTeen Driver in Your House? Read This
When your teen starts driving, it can mean more freedom both for them and you. But you might worry about the dangers your teen driver will face on the road as well as the expense of adding a teen driver to your car insurance policy. You’re right to be concerned: statistically, teens are more likely […]