auto insurance

January 13, 2025
lfsadmin

Insurance 101—How Are Auto Accident Injuries Covered?

It only takes a moment of distraction—or simply being in the wrong place at the wrong time—for you to find yourself in an auto accident. Preliminary stats show that in 2024, there were more than 375,000 vehicle crashes in Florida, and more than 158,000 of them involved injures. Since injury costs after a serious accident […]
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December 30, 2024
lfsadmin

Your End-of-the-Year Insurance Review

As you say goodbye to the old year and prepare for the new, you may be reflecting on the events of 2024 as well as thinking of personal and financial goals you’d like to achieve in 2025. You’re probably not thinking about your insurance needs—and that could be a mistake. Many life events affect your […]
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December 9, 2024
lfsadmin

Stay Safe from Holiday Driving Dangers

The holiday season is a great time to share traditions, attend festive parties, and plan fun family outings, However, it’s also one of the most dangerous times to drive, mainly because of the increase in alcohol- and drug-related accidents and driving fatalities. That’s one reason December is National Impaired Driving Prevention Month. Holiday driving dangers […]
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August 12, 2024
lfsadmin

Teen Driver in Your House? Read This

When your teen starts driving, it can mean more freedom both for them and you. But you might worry about the dangers your teen driver will face on the road as well as the expense of adding a teen driver to your car insurance policy. You’re right to be concerned: statistically, teens are more likely […]
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June 24, 2024
Agency

That “Free” Windshield Could Cost You Big Money

A rock flies up from the highway and hits your windshield, chipping it. You’ve heard that if you have full coverage auto insurance, you can get your windshield repaired or replaced for free. Is this true? And if so, are there any drawbacks? Florida is one of a few states in which windshield repair or […]
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March 25, 2024
Agency

Distracted Driving and Car Crashes—What You Can Do

  We’ve all done it. Taken our eyes off the road just for a second to check our phones. Or maybe we’re sipping a quick coffee on the way to work, chatting with a friend while driving home, or even consulting our navigation system to see an upcoming turn. All of these actions can be […]
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December 4, 2023
Agency

Florida Drivers, Here’s What You Can Do About Rising Car Insurance Premiums

While skyrocketing home insurance rates in Florida have gotten all the press lately, Florida drivers are finding the cost of auto insurance is also steadily rising. Major insurers in Florida, such as Progressive, Geico, Liberty Mutual, and State Farm, have raised their rates up to 44 percent over the past year.  “But I’ve never had […]
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February 20, 2023
Agency

5 Tips to Improve Your Credit Score—and Lower Your Insurance Premiums

When high prices make you feel financially pinched, you look for ways to save money on your expenses, including insurance premiums. One way to do this is to improve your credit score. Even though they aren’t the same, there is a connection between credit scores and credit-based insurance scores, also known simply as insurance scores. […]
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January 23, 2023
Agency

“I’ve Never Had a Claim—Why Does My Insurance Keep Going Up?”

This is a common complaint among our customers who find their home and auto insurance rates continue to rise, even when they haven’t had any claims. We know this can be frustrating and we always do our best to find the most competitive insurance rates, no matter what type of insurance our clients need. As […]
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November 7, 2022
Agency

Safe Driving Tips for the Holiday Season

Most of us are looking forward to spending more time with family and friends during this holiday season. These get-togethers might take place in our own communities or at a far-off home of a loved one. Unfortunately, there’s always an uptick in traffic accidents, injuries, and deaths during the holiday season. In fact, according to […]
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