Workers compensation

November 16, 2025
Agency

Experience Modification Rate (EMR): What It Is and How It Affects Your Premium

Understanding your experience modification rate (EMR) is essential for any Florida business owner or manager looking to control workers’ compensation insurance costs. Given that workers’ compensation insurance is legally required for many employers in the Sunshine State, and that your EMR plays a key role in determining your rates, knowing how this figure works can be an essential part of financial planning and budgeting. […]
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June 23, 2025
lfsadmin

Workplace Safety for Your Florida Business

One of a Florida business owner’s responsibilities is providing safe spaces and working conditions for his or her employees. Everybody wins with workplace safety, because fewer injuries and illnesses translate into fewer lost workdays, better employee morale, and fewer workers compensation claims. Since June is National Safety Month, it’s a great time to review and […]
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