February 24, 2025
lfsadminNew Ring? Insure That Bling!
When “engagement season” ended on Valentine’s Day, did you have a new ring on your finger? Or maybe you recently inherited some valuable jewelry or bought a pricey watch? Jewelry often has both monetary and sentimental value. What would you do if your treasured piece was destroyed or stolen? Would insurance cover the loss? Homeowners, […]
February 10, 2025
lfsadminFlorida Wildfires—Is Your Home at Risk?
When you think of natural disasters in Florida, you probably think of hurricanes, or maybe flooding. But did you know that many Florida homes are also at risk for damage from wildfires? According to the Florida Department of Agriculture and Consumer Services (FDACS), forests cover nearly half of our state. This means most of our […]
January 27, 2025
lfsadmin7 Simple Tips to Keep Your Home Safe from Burglars
One of the most common perils a Florida homeowner faces is not a hurricane, fire, or flood—it’s burglary. In 2019, a burglary occurred every 28.3 seconds in the U.S, according to the FBI. And while Florida homeowners insurance does commonly cover losses from burglary, no one wants to deal with the emotional trauma of having […]
September 23, 2024
lfsadminFive Tips for Preventing Water Damage
While Floridians love water in the form of lakes, rivers, or the ocean, we definitely do NOT want to see it pouring into our homes from a broken pipe or flooded yard! Water damage is one of the most common—and expensive—homeowners insurance claims Florida residents make. While some types of water damage are covered by […]
August 26, 2024
lfsadminThree Home Improvements that Could Save You Money on Home Insurance
Investing in your home is often a smart decision. But with the cost of Florida home insurance, you may want to prioritize home renovations that could also potentially save you money on your homeowners insurance. Consider making improvements which lessen the effects of the most common perils Florida homes face, including wind, tropical storms and […]
May 27, 2024
AgencyHomeowners Insurance Renewing? Make Sure You Do This One Thing
If you have homeowners insurance in Florida, you know how hard it is to find a policy you can afford with the coverage you need. You might think you’re home free once you do—and then it’s time to renew your policy. Hopefully, you’ll receive a renewal offer from your current homeowners insurance company. The first […]
April 8, 2024
Agency8 Ways to Save Money on Your Florida Homeowners Insurance
Last month we discussed some of the reasons Florida homeowners insurance is so expensive. Today, let’s see what we can do to make sure we’re not paying more than we have to. Here are nine ways you might be able to save money on your Florida homeowners insurance. Remember, your independent Lakewood Financial Services agent […]
February 26, 2024
AgencyPrevent House Fires with These Tips
A house fire can be one of the scariest perils a Florida homeowner can face. House fires are a major cause of injury and death at home, and young children and the elderly are most at risk. It only takes a few minutes for a small flame to become a major fire. How common are […]
January 15, 2024
AgencySimple Ways to Create a Home Inventory
In addition to the structure of your home, your Florida homeowners insurance also covers your belongings if they’re stolen or destroyed by a covered peril such as a house fire. But if you’re already stressed by a disaster, will you be able to remember what you own to make a claim? That’s why we recommend […]
November 20, 2023
AgencyHigh Tech—and Affordable—Ways to Protect Your Home
With the cost of everything rising, from personal goods to homeowners insurance, it’s smart to look for ways to prevent loss before it happens. In our last post, we talked about ways to harden your home against damage. Today, let’s discuss some additional ways to protect your home using high tech and “smart” gadgets. These […]