February 6, 2023
AgencyAre You Covered? Liability Insurance Options for Business Owners
You’ve spent years working to make your business a reality. Finally, after all your hard work, you’re making money. Then—disaster! A customer slips and falls in your office and sues you, one of your employees is injured on the job, or a computer with sensitive client information is stolen! Most if not all businesses need […]
January 23, 2023
Agency“I’ve Never Had a Claim—Why Does My Insurance Keep Going Up?”
This is a common complaint among our customers who find their home and auto insurance rates continue to rise, even when they haven’t had any claims. We know this can be frustrating and we always do our best to find the most competitive insurance rates, no matter what type of insurance our clients need. As […]
January 9, 2023
AgencyNew Homeowners Insurance Legislation—Will It Bring Your Premiums Down?
If you own a home in Florida, you know that homeowners insurance premiums are skyrocketing, and it’s getting harder for some to even find homeowners insurance. In 2022 alone, six Florida homeowners companies became insolvent, leaving thousands of consumers scrambling for coverage. Many insurance companies are cancelling or non-renewing policies, as well as tightening […]
December 19, 2022
AgencyFire Pit Safety Tips
With the holidays and some of Florida’s nicest weather approaching, many of us are planning outdoor get-togethers. When the nights get cooler, one fun gathering spot is a fire pit—imagine relaxing around a fire, sipping a warm drink, maybe roasting marshmallows with the kids. Florida homeowners don’t usually need a fire permit for a small […]
December 5, 2022
AgencyDo You Need Flood Insurance Even if You Don’t Live in a Flood Zone?
You know waterfront living carries risk of flooding, but did you know that about 25 percent of all flood claims come from moderate- to low-risk areas? Every year, thousands of homes flood that aren’t in a designated flood zone. Because Florida has flat terrain, low elevation and a high water table, realistically, nearly the whole […]
November 21, 2022
AgencyHow Your Credit Affects Your Insurance Premiums
As you’re shopping for home or auto insurance, you might come across the concept of the credit-based insurance score, or simply the insurance score. Hmm, that’s odd. What does credit have to do with insurance risk, and how does it affect the cost of your insurance? Does having good or bad credit affect your insurance […]
November 7, 2022
AgencySafe Driving Tips for the Holiday Season
Most of us are looking forward to spending more time with family and friends during this holiday season. These get-togethers might take place in our own communities or at a far-off home of a loved one. Unfortunately, there’s always an uptick in traffic accidents, injuries, and deaths during the holiday season. In fact, according to […]
October 24, 2022
AgencyChoosing Medicare Options That Are Right for You
Nearly 4.8 million Floridians are enrolled in Medicare, the U.S. health care program for people over 65. If you’re one of them, you probably know that during the Annual Enrollment Period, from now until December 7, you have the opportunity to change how you receive your Medicare benefits. Changes you make now will take effect […]
October 10, 2022
Agency7 Simple Tips to Help You Stay Cybersafe
Cyberattacks take many forms and can target both businesses and private individuals. For example, criminals may access financial information or set up new accounts in your name, or install harmful software that disrupts your computer or transmits data from your hard drive. Since October is Cybersecurity Awareness Month, we would like to join others in […]
September 26, 2022
AgencyInsurance 101: Understanding Your Deductibles
The high cost of home and auto insurance in Florida has us all thinking about ways to save money on policy premiums. While many factors are beyond your control, one that may help save money is your policy deductible. Generally, a higher deductible means lower premiums. A lower deductible means your premiums will be higher. […]