February 20, 2025
AgencyHow to Lower Your Auto Insurance Premiums in Florida
Auto insurance premiums can be a significant expense for Florida residents, but there are several strategies you can use to reduce your costs. Improve Your Driving Record Maintaining a clean driving record is one of the most effective ways to lower your auto insurance premiums. Insurance companies assess risk based on your driving history, and […]
February 10, 2025
lfsadminFlorida Wildfires—Is Your Home at Risk?
When you think of natural disasters in Florida, you probably think of hurricanes, or maybe flooding. But did you know that many Florida homes are also at risk for damage from wildfires? According to the Florida Department of Agriculture and Consumer Services (FDACS), forests cover nearly half of our state. This means most of our […]
January 27, 2025
lfsadmin7 Simple Tips to Keep Your Home Safe from Burglars
One of the most common perils a Florida homeowner faces is not a hurricane, fire, or flood—it’s burglary. In 2019, a burglary occurred every 28.3 seconds in the U.S, according to the FBI. And while Florida homeowners insurance does commonly cover losses from burglary, no one wants to deal with the emotional trauma of having […]
January 13, 2025
lfsadminInsurance 101—How Are Auto Accident Injuries Covered?
It only takes a moment of distraction—or simply being in the wrong place at the wrong time—for you to find yourself in an auto accident. Preliminary stats show that in 2024, there were more than 375,000 vehicle crashes in Florida, and more than 158,000 of them involved injures. Since injury costs after a serious accident […]
December 30, 2024
lfsadminYour End-of-the-Year Insurance Review
As you say goodbye to the old year and prepare for the new, you may be reflecting on the events of 2024 as well as thinking of personal and financial goals you’d like to achieve in 2025. You’re probably not thinking about your insurance needs—and that could be a mistake. Many life events affect your […]
December 23, 2024
AgencyDo Home Insurance Policies in Florida Include Flood Insurance?
Home insurance policies in Florida are essential for protecting your property against various risks, but it’s important to understand what these policies typically cover. One common misconception is that standard home insurance policies automatically include flood insurance. Most standard home insurance policies do not cover flood damage. This exclusion can be particularly concerning for Florida […]
December 9, 2024
lfsadminStay Safe from Holiday Driving Dangers
The holiday season is a great time to share traditions, attend festive parties, and plan fun family outings, However, it’s also one of the most dangerous times to drive, mainly because of the increase in alcohol- and drug-related accidents and driving fatalities. That’s one reason December is National Impaired Driving Prevention Month. Holiday driving dangers […]
November 25, 2024
lfsadminLet’s Talk About Flood Insurance
Hurricanes Helene and Milton caused devastating flooding in many communities, including inland cities and those not considered high risk for floods. To add insult to injury, many homeowners discovered they’re not covered for flood damage to their homes. That’s because flood damage is not typically covered by a standard homeowners policy. Flood insurance in Bradenton, […]
November 23, 2024
AgencyBenefits of Working with an Independent Insurance Agent for Your Home Insurance Needs
Finding the right home insurance policy can be challenging. Partnering with an independent insurance agent can simplify the insurance buying process. Unlike captive agents representing just one insurer, independent agents compare various policies and coverage options from several providers, helping you find the best coverage at the best price. Consider the following advantages of working […]
November 11, 2024
lfsadminDoes Your Florida Business Need Inland Marine Insurance?
As you build and grow your Florida business, you have many concerns to think about, including finding insurance protection that protects your financial investment. Common commercial insurance coverage includes various types of liability coverage and property insurance, and many business owners will find a Business Owners Policy (BOP) is enough to cover their insurance needs. […]