September 20, 2025
AgencyThe Importance of Driver Training for Lowering Insurance Costs
Safe driving is important for reducing accidents and can also impact insurance costs. Training programs that emphasize defensive driving, safety awareness and regulatory compliance may benefit both personal and commercial drivers. The Value of Investing in Training Driver training programs provide more than just a refresher on the rules of the road. They help drivers […]
August 12, 2025
AgencyDo You Need Commercial Auto Insurance If You Use Personal Vehicles for Business?
Personal vehicles often serve double duty, moving between weekend errands and weekday business tasks. Personal auto policies are generally designed to cover private travel, not work-related driving. In some situations, that difference can affect how coverage is applied and what kind of policy may be appropriate. When Business Use Could Trigger the Need for Commercial […]
June 24, 2025
AgencyTop 5 Mistakes to Avoid When Purchasing Flood Insurance in Florida
Flood insurance is an essential consideration for Florida homeowners, but navigating the process can be tricky. Avoiding these common mistakes can help save you money and offer proper protection. 5 Flood Insurance Mistakes to Avoid The following are five flood insurance mistakes to avoid as a Florida homeowner: 1. Assuming you don’t need it. Many […]
April 29, 2025
AgencyThe Role of Credit Scores in Determining Auto Insurance Rates
Credit-based insurance scores are derived from traditional credit scores but are tailored to the insurance industry. These scores are calculated using factors such as payment history, outstanding debt, length of credit history, types of credit used and recent credit inquiries. Insurers use these scores to predict the likelihood of a policyholder filing a claim. The […]
March 25, 2025
AgencyAuto Insurance for Hurricanes and Natural Disasters in Florida
Living in Florida means enjoying beautiful landscapes but also facing natural disasters. Hurricanes, floods and severe storms are common in the area and can cause significant damage to vehicles. That’s why understanding how auto insurance protects you during these events is essential. Comprehensive Coverage: Your Response to Natural Disaster Damage Comprehensive auto insurance is essential […]
February 20, 2025
AgencyHow to Lower Your Auto Insurance Premiums in Florida
Auto insurance premiums can be a significant expense for Florida residents, but there are several strategies you can use to reduce your costs. Improve Your Driving Record Maintaining a clean driving record is one of the most effective ways to lower your auto insurance premiums. Insurance companies assess risk based on your driving history, and […]
December 23, 2024
AgencyDo Home Insurance Policies in Florida Include Flood Insurance?
Home insurance policies in Florida are essential for protecting your property against various risks, but it’s important to understand what these policies typically cover. One common misconception is that standard home insurance policies automatically include flood insurance. Most standard home insurance policies do not cover flood damage. This exclusion can be particularly concerning for Florida […]
November 23, 2024
AgencyBenefits of Working with an Independent Insurance Agent for Your Home Insurance Needs
Finding the right home insurance policy can be challenging. Partnering with an independent insurance agent can simplify the insurance buying process. Unlike captive agents representing just one insurer, independent agents compare various policies and coverage options from several providers, helping you find the best coverage at the best price. Consider the following advantages of working […]
June 24, 2024
AgencyThat “Free” Windshield Could Cost You Big Money
A rock flies up from the highway and hits your windshield, chipping it. You’ve heard that if you have full coverage auto insurance, you can get your windshield repaired or replaced for free. Is this true? And if so, are there any drawbacks? Florida is one of a few states in which windshield repair or […]
June 10, 2024
AgencyNew Florida Residents—Get Ready for Hurricane Season
With an estimated one million people moving to Florida between 2020 and 2023, it’s likely that many new residents are facing their first hurricane season. Even those who have lived here for a couple of years may be a little rusty on hurricane prep since in 2023, Florida was only hit by one hurricane. There’s […]