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Home > Blog > Lakewood Financial Services, Inc. Blog Page 6
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Lakewood Financial Services, Inc. Blog Page 6

View the latest blog posts from Lakewood Financial Services, Inc..

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Monday, October 25, 2021

With NFIP Flood Insurance Prices Rising, Is It Time to Consider Private Flood Insurance?

Insuring a home in a flood zone has just become more expensive. Recent changes to the National Flood Insurance Program (NFIP) went into effect Oct. 1, 2021 for all new flood insurance policies, and will begin affecting existing flood policies at renewal. Under the new program, called Risk Rating 2. READ MORE >>

Thursday, October 21, 2021

Get Your Flu Shot Now

There’s never been a more critical time than now to protect yourself against the flu. Even with widespread public health initiatives and disease prevention, the flu remains a potent and deadly threat to the American public. READ MORE >>

Tuesday, October 19, 2021

Can I Go Without Health Insurance?

Health insurance can be expensive, and as of 2021, there is no longer a federal requirement that you have to buy health insurance. You will not face fines for not carrying coverage.   Choosing to go uninsured isn’t recommended—and for a good reason. READ MORE >>

Thursday, October 14, 2021

Home Rebuild Cost Analysis

When the time comes to consider which type of home insurance to buy or how much coverage you need, think twice about just renewing the coverage you currently have. In many situations, your coverage can become ineffective or provide insufficient coverage to meet your needs if a significant issue occurs on the property. READ MORE >>

Tuesday, October 12, 2021

BOPs and Commercial Property Insurance

Most small business owners choose to invest in business owners policies—also known as BOPs. Put simply, BOPs can help business owners easily optimize their commercial insurance. BOPs usually contain several types of insurance, including commercial property coverage. READ MORE >>

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Monday, October 11, 2021

Yes, We Can Insure Your E-bike!

The popularity of electric bicycles, or e-bikes, has soared over the past couple of years—sales were up 145 percent between 2019 and 2020, according to market research firm NPD Group. If you’re one of the many people zipping around for fun, or even commuting to work with a little help from an e-bike, you might wonder if you need insurance for your new toy. READ MORE >>

Thursday, October 7, 2021

10 Tips for Safe Driving

When you drive recklessly, it impacts more people on the road than just yourself. In fact, other drivers, their passengers, your passengers and even pedestrians on the road can be affected by the decisions you make behind the wheel. Therefore, you have to treat driving as the potentially dangerous activity that it is. READ MORE >>

Tuesday, October 5, 2021

Establishing Life Insurance Now to Care for Disabled Children Later

Many people buy life insurance to cover the period of time they will have dependents. Dependents include children or others who depend on the income, housing and other resources provided by another person. Since children depend on their parents, it’s important to leave them financial support should you, the parent, die. READ MORE >>

Thursday, September 30, 2021

Can I Still Buy Term Life Insurance in My 40s?

Getting older means becoming wiser, and sometimes, you might be in your 40s before you realize that you need life insurance. You might even wish that you had purchased a policy 20 years ago when you were young, healthy and just starting out. Even though you might be looking for life insurance later in life, that doesn’t mean you can’t get it. READ MORE >>

Tuesday, September 28, 2021

Comprehensive vs. Collison Auto Insurance

Auto insurance is designed to provide you with financial assistance in the event of an accident, theft or other instance of vehicle damage. After all, you shouldn’t have to bear the costs of an accident entirely on your own. There are a few separate benefits that the average policy will utilize to cover vehicle damage. READ MORE >>

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