Monday, November 21, 2022 As you’re shopping for home or auto insurance, you might come across the concept of the credit-based insurance score, or simply the insurance score. Hmm, that’s odd. What does credit have to do with insurance risk, and how does it affect the cost of your insurance? READ MORE >>
Monday, September 26, 2022 The high cost of home and auto insurance in Florida has us all thinking about ways to save money on policy premiums. While many factors are beyond your control, one that may help save money is your policy deductible. Generally, a higher deductible means lower premiums. A lower deductible means your premiums will be higher. READ MORE >>
Monday, September 12, 2022 When you buy a homeowners insurance policy, you’re purchasing protection for your family’s safe haven as well as your most valuable asset. A homeowners policy is intended to help you recover from a sudden and accidental loss, likely an expensive one, such as fire, lightning, hail, etc. READ MORE >>
Monday, July 11, 2022 Ah, the smell of backyard barbecue—one of the best aromas of summer! July is National Grilling Month, and the height of “grilling season” across the US. And while most people go their whole lifetimes without an incident, July is also peak month for grill fires, resulting in thousands of injuries and millions of dollars of property damage each year. READ MORE >>
Monday, June 27, 2022 The Florida insurance market is especially volatile right now, with many factors influencing the price of coverage. At Lakewood Financial, we follow developments in the insurance industry, and share them with our clients and prospective clients so you can understand some of what’s happening to the price of insurance. READ MORE >>
Monday, May 23, 2022 It’s that time again. Just like death and taxes, preparing for the Atlantic hurricane season every year is inevitable for Sarasota/Bradenton residents. However, just because it happens every year, doesn’t mean you should become complacent or neglect your preparations. READ MORE >>
Monday, May 9, 2022 If you’ve purchased or renewed homeowners insurance lately, you know that premiums are skyrocketing. While there are several factors driving Florida’s insurance crisis, our high insurance prices are, in part, due to fraud and assignment of benefits abuse. Let’s take a closer look at what’s happening. READ MORE >>
Monday, March 21, 2022 There are always plenty of things to do to maintain your Florida home—and spring is the perfect time to cross a few items off that home maintenance list. While there are many more than we’ve listed here, these spring home maintenance tasks will help you protect your home and family from two of the worst perils a homeowner can face: home fires and water damage. READ MORE >>
Monday, February 21, 2022 When you think of Florida, you probably also think of water. We’re lucky to have gorgeous rivers, lakes, and the ocean practically right on our doorstep. Unfortunately, we also have the ever-present threat of water damage—whether from leaks, flooding, or sewer backup. READ MORE >>
Monday, January 24, 2022 Almost every day we receive calls or emails from upset clients whose insurance premiums are going up, even when they’ve never made a claim. Some policies are going up by hundreds of dollars per year—what is happening? The Florida insurance market is in crisis, particularly the homeowners and auto insurance sectors. READ MORE >>
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