Our Blog

Our Blog

Bad Credit Affecting Your Car Insurance Rates? Don’t Despair—We Can Help

Insurance companies use many factors when they calculate what to charge for their policies, and more than 90 percent of them consider credit history when setting car insurance rates. Insurers have found a strong correlation between bad credit and a …
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Extra Protection With American Integrity

During October, we’ve introduced you to one of our trusted partners, American Integrity. Not only does American Integrity offer programs for small boat owners and owners of high value homes, they also write coverage for more modest homes, condos, manufactured …
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Watch Out for Scary Homeowners Insurance Surprises

A standard homeowners insurance policy covers many perils, such as damage or loss caused by theft, fire, or storms. It also protects you if you could be held legally responsible if someone is hurt or killed on your property.  But …
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Your Dream Home Is Covered With American Integrity’s High Value Home Program

Your home is your pride and joy. Not only does it shelter your family and welcome your friends, it’s likely your most valuable financial asset. That’s why it’s so important to purchase the right homeowners insurance. And for those of …
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Just Married? Time to Review Your Insurance Coverage

Now that you’ve opened the presents and returned from your honeymoon, it’s time to consider some of the changes getting married will bring to your financial life. For instance, if you haven’t done so already, you should review your insurance …
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Need to Insure a Boat? Check Out American Integrity Small Boat Owners Insurance

We’re lucky in the Sarasota/Bradenton area to be able to enjoy our boats and water sports nearly year round. But before you hit the bay, lake, or river, do you have the insurance coverage you need for your boat? Even …
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How We Can Help With Medicare Coverage

Once you become eligible for Medicare at age 65, you have some decisions to make about Medicare coverage. Will original Medicare Part A and Part B be sufficient for your health insurance needs? What about Medicare Advantage (also known as …
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Got Great Credit? Let Us Save You Money on Your Auto and Home Insurance!

What does your credit score have to do with insurance rates? Plenty. Since the 1990s insurance companies have been using consumers’ credit scores to help set insurance premiums. Industry studies have indicated that using credit-based scores helps insurance companies better …
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Hurricane Proofing Your Yard

So far the Sarasota/Bradenton area has had a quiet hurricane season (knock on wood!). But that could change, and we may still experience one or more tropical storms or hurricanes. Before a storm hits, let’s take a look at one …
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Is The Hartford Advantage Right for You?

As an independent insurance agency, Lakewood Financial represents many quality insurance carriers—not just one. We pride ourselves in finding YOU the best match for your individual insurance needs and financial situation. From time to time, we’ll draw attention to one …
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