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Flood Insurance Is Now More Affordable

The recent flooding in the wake of Hurricane Hermine reminds us that living in Florida can be a soggy business. Since Florida is essentially flat, the entire state is at risk for flooding. If you’ve been reluctant to buy flood …
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A Wind Mitigation Report Can Lower Your Homeowners Insurance Premium

Did you know some common construction features of Florida homes could save you money on your homeowners insurance? During a hurricane, most serious damage comes from wind and water intrusion. Wind mitigation features help your home withstand high wind damage …
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Back-to-School Safe-Driving Tips

Florida roads are about to get a little trickier to navigate as many of our children go back to school Aug. 10.  More vehicles, bikes, and pedestrians will be taking to the road during the before- and after-school hours, and …
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Assignment of Benefits Abuse: Everyone Pays

Oh no! You’ve just had a leaky pipe flood your bathroom and bedroom. While you’re busy fixing the pipe, mopping up and drying out, along comes a water mitigation company that wants you to sign a contract that allows them …
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Is It Time for You to Change Car Insurance Companies?

Florida has some of the highest car insurance rates in the U.S, with policies costing about 25% more than the national average—this according to an Insure.com study based on the rates from six large carriers including Allstate, State Farm, GEICO, …
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Homeowners Insurance Discounts You Should Know About

Your home is probably one of the biggest investments that you’ll make.  As such, protecting your home is one place you don’t want to scrimp on.  Making sure your home is properly covered does not mean that you have to …
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Traffic Violations that will Increase your Car Insurance

I came across a great article today and wanted to share this information with you, our loyal readers.  At the very top of the list of traffic violations that could increase your car insurance (not surprisingly) was driving under the …
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What You Need to Know About Renters Insurance

In our current economy, pinching pennies is a part of life for most of us: buying store brands instead of name brands, driving out of your way for cheaper gas, eating out less often.  If you’re renting your home, you …
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How Your New Pup Could Effect Your Homeowner’s Insurance

Can you be denied homeowners insurance coverage because of your dog? Absolutely, and you definitely do not want to lie about having one. If you’re an avid animal lover you know that animals can be unpredictable. If you’re thinking about …
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Umbrella Policies:For Your Rainy Days

It’s hard to watch TV or listen to the radio and not hear an advertisement from 1-800-Ask-Gary or 411-pain.  Our culture has never been more litigious and Florida is one of the worst states for insurance claims.  Let’s say you’re …
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