Our Blog

Our Blog

Why You May Need a Vacant Dwelling or Builder’s Risk Policy

Standard homeowner’s or commercial insurance policies may not cover you if the insured building is vacant.
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Wrap Up 2016 With an Insurance Review

Because insurance is an important part of your financial life, it’s good to review your policies from time to time to be sure your coverage remains in line with your assets and liabilities.
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Stay Cyber Safe This Holiday Season

While you’re shopping for and exchanging gifts with loved ones, scammers and identity thieves are lurking in the background, waiting to take advantage of unwary consumers. At Lakewood Financial, we do our best to make sure your personal assets are …
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Creating a Home Fire Escape Plan

If you have a clear fire escape plan for all household members, and practice that plan, you’ll significantly reduce the chance that someone will be hurt or killed.
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Should You Drop Comprehensive and Collision Coverage on Your Older Vehicle?

While we generally don’t recommend dropping insurance coverage, there may be an instance where it makes financial sense: If you have an older vehicle and do not make payments on it, you may want to consider reducing or dropping your …
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Haunted Hazards: Avoiding Halloween Havoc

Your insurance should cover any major Halloween mishaps, but you don’t want to have to make a claim if you don’t have to. To keep Halloween from becoming a horror, here are some tips to protect you, your pets, and your property this Halloween.
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Shopping for Homeowners Insurance? Don’t Cut Corners!

Homeowners insurance in Florida is not cheap, and while you don’t want to pay too much for a policy, don’t make the mistake of underinsuring your most valuable asset. Beware of agents who quote you a low rate just to get your business rather than watching out for your best interests.
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What Is a Health Savings Account (HSA)?

For the average business and consumer, health insurance is a major chunk of the budget. One way consumers and employers are trying to keep health insurance costs down is by offering or choosing a high-deductible health plan (HDHP). These plans, …
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Flood Insurance Is Now More Affordable

The recent flooding in the wake of Hurricane Hermine reminds us that living in Florida can be a soggy business. Since Florida is essentially flat, the entire state is at risk for flooding. If you’ve been reluctant to buy flood …
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A Wind Mitigation Report Can Lower Your Homeowners Insurance Premium

   Did you know some common construction features of Florida homes could save you money on your homeowners insurance? During a hurricane, most serious damage comes from wind and water intrusion. Wind mitigation features help your home withstand high wind damage from hurricanes or …
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