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Our Blog

Homeowner’s Insurance Replacement Cost Value Explained

Have you ever wondered why the property appraiser has your home valued at ‘X’ and the home is insured for ‘Y’? Or maybe your home’s tax assessment is much lower than your home’s current insurance? The discrepancy between those values …
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Will your health insurance cover Ebola treatment?

According to Gerard Anderson, professor at the Johns Hopkins Bloomberg School of Public Health, the hospital bill for an Ebola patient could be as high as $24,000 a day. If you have health insurance, most of this will be covered. …
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Sinkhole Insurance

Sinkhole’s can be a major problem in Florida.  But there seems to be some basic confusion about coverage.  In your basic homeowner’s insurance policy, you automatically have coverage for something called ‘catastrophic ground cover collapse’.  If your house is swallowed …
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What to Do After a Car Accident

Getting into a car accident can be pretty frustrating. Immediately following the accident, it is imperative that you stay calm and level headed. One of the first things you should do is call your local car insurance agency. At Lakewood …
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Are you Prepared for a Hurricane?

These last few years, Florida has been fortunate enough to avoid any major hurricanes.  So as we enter this hurricane season, I can’t help but wonder if this will be the year our good luck runs out.  During our streak …
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Real Things You Can Do to Lower Your Insurance Premium

If you are thinking about purchasing a vehicle, you should consider giving your insurance company a call once you’ve narrowed down your choices. You can find significant differences when comparing similar cars so it’s definitely worth your time to see …
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What You Should Know About Boat Insurance

In Florida the beginning of May signals the beginning of the summer boating season.  Soon summer vacation will be upon us, and with it, the humidity that plagues us.  To escape the oppressive heat, many of us will flock to …
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Do I Need Uninsured Motorist Insurance?

If all drivers in Florida have to have car insurance, why do you need uninsured motorist insurance? According to a recent study conducted by the Insurance Research Council, the likelihood is almost 1 in 5 that the at-fault driver is …
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Texting & Driving

Imagine if texting and driving resulted in a $10,000 fine and a year in prison. How important is that text to your friend that you’re running five minutes late?  That’s the reality if you get caught texting and driving in …
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Insuring Your Engagement Ring

Ladies and gentlemen, it’s that time of year again. Love it or hate it, Valentine’s Day is right around the corner and for many of you – it might mean a proposal. The latest American Express Spending and Saving Tracker …
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