Our Blog

Our Blog

Consumers Beware: Your Cheap Insurance Is Probably Cheap for a Reason

While no one wants to pay too much for their insurance, Bradenton/Sarasota consumers need to be cautious if they get insurance quotes that seem too cheap. There’s usually a reason for that—such as the policy being quoted is stripped down … Continue reading

Five Reasons You Might Need an Umbrella Policy

You might think that if you have homeowners and auto insurance, you have enough insurance coverage in place to protect you financially if you’re responsible for an accident of some kind. Unfortunately, that isn’t always true. If you are sued … Continue reading

Own a Small Business? Protect It With This Liability Coverage

Doing business in the 21st century is both easier and more complicated that it used to be. Unfortunately, the employees and tools that help you serve your clients may also be the downfall of your business. Your hard work can be … Continue reading

Is Your Homeowners Insurance Company Going Out of Business? Let Us Help

Florida homeowners insurance is some of the most expensive in the nation, and the homeowners market here is one of the most complex for property insurers. Homeowners insurance companies in Florida must deal with many financial challenges, including claims from … Continue reading

Commercial Auto Insurance Options for Small Businesses to Fleet Vehicles

The start of a new year has many of us thinking of new goals. Maybe one of yours is to start or expand a business. If that’s so, remember that an important protection is the right insurance. Commercial auto insurance … Continue reading

Florida Drivers, Remember Texting While Driving Is Against the Law

Texting while driving has been illegal in Florida since 2013, but law enforcement could only ticket you for it if they pulled you over for another violation. Not anymore. The Florida Ban on Texting While Driving Law went into effect … Continue reading

Builder’s Risk Basics

There are some instances when a standard homeowners insurance policy won’t cover your property, such as when you’re building a home from the ground up, or you own a vacant property undergoing renovations. What happens if your property burns to … Continue reading

Tips for a Safer Thanksgiving

As you prepare to gather with family and friends for Thanksgiving, Lakewood Financial wants to thank you for your business, and wish you a happy holiday. We also want to remind you of a few Thanksgiving safety precautions to take … Continue reading

Bad Credit Affecting Your Car Insurance Rates? Don’t Despair—We Can Help

Insurance companies use many factors when they calculate what to charge for their policies, and more than 90 percent of them consider credit history when setting car insurance rates. Insurers have found a strong correlation between bad credit and a … Continue reading

Extra Protection With American Integrity

During October, we’ve introduced you to one of our trusted partners, American Integrity. Not only does American Integrity offer programs for small boat owners and owners of high value homes, they also write coverage for more modest homes, condos, manufactured … Continue reading