Our Blog

Our Blog

What You Need to Know About Renters Insurance

In our current economy, pinching pennies is a part of life for most of us: buying store brands instead of name brands, driving out of your way for cheaper gas, eating out less often.  If you’re renting your home, you …
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How Your New Pup Could Effect Your Homeowner’s Insurance

Can you be denied homeowners insurance coverage because of your dog? Absolutely, and you definitely do not want to lie about having one. If you’re an avid animal lover you know that animals can be unpredictable. If you’re thinking about …
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Umbrella Policies:For Your Rainy Days

It’s hard to watch TV or listen to the radio and not hear an advertisement from 1-800-Ask-Gary or 411-pain.  Our culture has never been more litigious and Florida is one of the worst states for insurance claims.  Let’s say you’re …
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Adding Christmas Gifts to Your Homeowner’s Insurance

The Gallup poll has estimated that American’s will spend on average $781 this holiday season. This number is up nearly $100 since last year. Since people are planning on spending more this year, you can assume that you’ll also be …
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Homeowner’s Insurance Replacement Cost Value Explained

Have you ever wondered why the property appraiser has your home valued at ‘X’ and the home is insured for ‘Y’? Or maybe your home’s tax assessment is much lower than your home’s current insurance? The discrepancy between those values …
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Will your health insurance cover Ebola treatment?

According to Gerard Anderson, professor at the Johns Hopkins Bloomberg School of Public Health, the hospital bill for an Ebola patient could be as high as $24,000 a day. If you have health insurance, most of this will be covered. …
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Sinkhole Insurance

Sinkhole’s can be a major problem in Florida.  But there seems to be some basic confusion about coverage.  In your basic homeowner’s insurance policy, you automatically have coverage for something called ‘catastrophic ground cover collapse’.  If your house is swallowed …
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What to Do After a Car Accident

Getting into a car accident can be pretty frustrating. Immediately following the accident, it is imperative that you stay calm and level headed. One of the first things you should do is call your local car insurance agency. At Lakewood …
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Are you Prepared for a Hurricane?

These last few years, Florida has been fortunate enough to avoid any major hurricanes.  So as we enter this hurricane season, I can’t help but wonder if this will be the year our good luck runs out.  During our streak …
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Real Things You Can Do to Lower Your Insurance Premium

If you are thinking about purchasing a vehicle, you should consider giving your insurance company a call once you’ve narrowed down your choices. You can find significant differences when comparing similar cars so it’s definitely worth your time to see …
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