Lakewood Financial Services, Inc. Blog: homeowners insurance
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Monday, May 24, 2021 The Florida homeowners insurance market is in turmoil, and Florida homeowners are paying the price—literally. Premiums are rising fast, and just recently two more homeowners companies received permission from the Florida Office of Insurance Regulation (OIR) to cancel more than 33,000 Florida homeowners insurance policies. READ MORE >>
Monday, March 22, 2021 While we in Florida are fortunate not to have to deal with the freezing cold and heavy snows of more northern states, we’re not exempt from nature’s wrath. In fact, we have quite a few natural disasters to be prepared for—in addition to hurricanes, Florida experiences floods, fires, and tornadoes! READ MORE >>
Monday, February 8, 2021 If you’re buying a townhouse or condo, you might think that because your unit is one of a larger building, your home insurance needs will be different. This is not necessarily true. The difference between HO-3 and HO-6 policies As you may be aware, there are several classifications of home insurance policies. READ MORE >>
Monday, November 23, 2020 Just like any specialized industry, insurance has its own vocabulary. When you’re shopping for a new policy—or trying to make sense of the policy you already have—it helps to understand some of the most commonly used insurance terms. Plus, understanding these terms can also help you get the best insurance rate. READ MORE >>
Monday, September 28, 2020 You expect your homeowners insurance to protect you if your home is damaged or destroyed by a disaster like a hurricane, if you’re burglarized, even if your home is hit by a car (or an aircraft)! But there are a few things that aren’t covered by a standard homeowners insurance policy, and you can save yourself a lot of frustration and heartache if you know what they are. READ MORE >>
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