April 26, 2021
AgencyOne Simple Way to Buy Term Life Insurance
If someone depends on you financially, you probably realize that you need life insurance. But the process of buying a policy can seem confusing and difficult. Should you buy term or whole life? How much coverage should you buy? Will you have to have a medical exam? How long will take to be approved? Lakewood […]
May 10, 2021
AgencyProtect Your Business With a BOP
As every small business owner knows, you can do everything right and still wind up facing a catastrophic loss. A fire could damage your office, keeping it closed down until repairs are made. A customer could slip and fall and sue you. Or your inventory could be stolen or destroyed. No matter what type of […]
May 24, 2021
AgencyHomeowners Insurance Skyrocketing? Policy Canceling? Lakewood Financial Can Help!
The Florida homeowners insurance market is in turmoil, and Florida homeowners are paying the price—literally. Premiums are rising fast, and just recently two more homeowners companies received permission from the Florida Office of Insurance Regulation (OIR) to cancel more than 33,000 Florida homeowners insurance policies. A third company plans to non-renew an additional 19,000+ policies […]
June 7, 2021
Agency2021 Hurricane Season Dos and Don’ts
The 2021 hurricane season is upon us. We were lucky last year, and Florida didn’t have to cope with a direct hit from a hurricane. But that’s not our norm, and we shouldn’t get lazy about preparing. According to the Tampa Bay Times, since 1851, Florida has been hit by 121 hurricanes and 37 major […]
June 21, 2021
AgencyReal Estate Investors: Are Your Properties Ready for Florida’s Extreme Summer Weather?
If you own investment properties, it’s time to be sure they’re prepared for the summer storm season. Central Florida summer weather patterns include winds, rain, and possible flooding, hurricanes and tornadoes! Fortunately, preparing your real estate investments for extreme weather doesn’t have to be complicated. Here are some tips: Double check building and landscape maintenance […]
July 5, 2021
AgencyFive Reasons to Work With an Independent Insurance Agent
When you need insurance coverage, you have many decisions to make. One of the first ones may be whether to go with a captive insurance agent, or an independent insurance agent. What’s the difference? The main one is this: a captive agent works for one insurance company and sells only the insurance products that company […]
July 26, 2021
AgencyIs Bundling Your Insurance Policies Right for You?
You’ve probably seen TV commercials that talk about bundling your insurance coverage, and you may be wondering if bundling—buying more than one type of insurance policy from the same insurance carrier—is right for you. Could you save a significant amount of money by buying your auto insurance and homeowners insurance from the same company, for […]
August 9, 2021
AgencyHomeowners Insurance and the Attractive Nuisance
As summer winds down, your family might be spending more time playing outdoors—and maybe you have a jungle gym, pool, or even a trampoline so they can have a blast. While these things are great fun for your family and invited guests, how do they affect your homeowners insurance? What if a child comes onto […]
August 23, 2021
AgencyDon’t Forget This Tip for Keeping Car Insurance Premiums Down
Many factors determine what you’ll pay for car insurance—things like how expensive your vehicle is, how old you are, and how good your credit is. But don’t forget one of the most important rating factors if you want the cheapest car insurance: keeping your driving record clean! Driving safely in Florida While driving safely may […]
September 13, 2021
AgencyPrepare Now for the Medicare Annual Enrollment Period
If you’re receiving healthcare benefits from Medicare, there are only a few chances each year to make changes to your coverage. One of those periods is quickly approaching: the Annual Enrollment Period, which runs from Oct. 15 to Dec. 7. During this time, you can: Change from Original Medicare to a Medicare Advantage Plan […]