November 23, 2020
AgencyInsurance 101: Terms You Should Know
Just like any specialized industry, insurance has its own vocabulary. When you’re shopping for a new policy—or trying to make sense of the policy you already have—it helps to understand some of the most commonly used insurance terms. Plus, understanding these terms can also help you get the best insurance rate. How? Because understanding a […]
December 7, 2020
AgencyDoes Your Small Business Need Commercial Property Insurance?
As a business owner, you face many financial risks. For example, if your office or workspace is damaged or destroyed, not only have you lost your assets; you may have also lost your ability to do business at all. Even if you don’t own your own building, if your business has physical assets, you need […]
December 21, 2020
AgencyDon’t Let Your Holiday Go Up in Flames!
The holiday season is upon us—finally something to celebrate in this challenging year! Most of us are decorating the house, wrapping or mailing gifts for loved ones, and planning (cautious) holiday meals. Unfortunately, the holiday season is also a season of accidents, fires, and other mishaps. Just because you’re celebrating, don’t neglect safety precautions. No […]
January 11, 2021
AgencyCommercial Landlords: Protect Your Liability with Lessors Risk Insurance
Owning a commercial building that you lease to others can be a great investment, but it’s not without risk. That’s why making sure you have the right insurance coverage to protect both your physical property and your liability in case of a lawsuit is crucial. This week, let’s talk about lessors risk insurance, also sometimes […]
January 25, 2021
AgencyWhat Should I Do if I Get Into an Accident With an Uninsured Driver?
One day as you’re out running errands, another driver runs a Stop sign and smacks into your car. You’re both able to move out of the intersection, but when you go get his insurance information, he tells you he doesn’t have insurance. That’s just great—now what? Unfortunately, if you’re in an accident in Florida, you […]
February 8, 2021
AgencyOwn a Townhouse or Condo? Which Homeowners Policy Do You Need—an HO-3 or an HO-6?
If you’re buying a townhouse or condo, you might think that because your unit is one of a larger building, your home insurance needs will be different. This is not necessarily true. The difference between HO-3 and HO-6 policies As you may be aware, there are several classifications of home insurance policies. If you own […]
February 22, 2021
AgencyLakewood Financial Combines Personalized Service with Insurance Companies You Can Trust
Independent insurance agencies like Lakewood Financial, offer many advantages to insurance consumers. One of the main ones is that we are independent—we represent many different insurance carriers, and therefore are able to offer our clients a choice of tailor-made policies. Part of our commitment to you is that we’re always trying to find new and […]
March 8, 2021
AgencySimplify Your Property Investment Insurance With REInsurePro
For property investors with multiple properties, Lakewood Financial has an insurance program that can simplify how you keep your properties insured. The REInsurePro program writes many types of policies with the specific needs of property investors in mind. Their insurance products offer flexibility and cover a variety of situations, whether you buy to renovate and […]
March 22, 2021
AgencyPlan Ahead Before a Natural Disaster Strikes
While we in Florida are fortunate not to have to deal with the freezing cold and heavy snows of more northern states, we’re not exempt from nature’s wrath. In fact, we have quite a few natural disasters to be prepared for—in addition to hurricanes, Florida experiences floods, fires, and tornadoes! The good news is that […]
April 12, 2021
AgencyAre You Paying Too Much for Your Car Insurance?
Even though many insurers offered pandemic discounts during 2020, car insurance rates in Florida continue to be some of the costliest in the U.S. You may wonder how insurance companies decide what to charge, anyway—and if there’s anything you can do to pay less for your car insurance. Aside from your driving record, here are […]