Call Us 941-747-4600 ☰ ˟
Logo
  • Home
  • Get a Quote
    • Auto Insurance Quote
    • Business Insurance Quote Form
    • Flood Quote Form
    • Health Insurance Quote
    • Homeowners Insurance Quote
    • Quote & Bind A Life Insurance Policy
    • Get A Life Insurance Quote
    • Medicare Insurance Quote
    • Recreational Vehicle Insurance Quote
  • Products
    • Automobile
    • Business & Commercial
    • Flood
    • Health
    • Homeowners
    • Life
    • Medicare
    • Recreational Vehicles
  • Resources
    • Refer a Friend
    • Important Links
    • Insurance Glossary
  • Blogs
  • About Us
    • About Us
    • Location(s)
    • Privacy Policy
  • Contact
Icon Auto Icon Home
Icon Business
Icon Life & Medicare Plans
Icon Flood Icon Recreational
Home > Blog > 2021 Hurricane Season Dos and Don’ts
MONDAY, JUNE 7, 2021

2021 Hurricane Season Dos and Don’ts

Tropical cyclone

The 2021 hurricane season is upon us. We were lucky last year, and Florida didn’t have to cope with a direct hit from a hurricane. But that’s not our norm, and we shouldn’t get lazy about preparing. According to the Tampa Bay Times, since 1851, Florida has been hit by 121 hurricanes and 37 major hurricanes—by far the most of any state. To help you stay prepared for a storm hitting our area, here are some dos and don’ts for the 2021 hurricane season.

DO be sure you have the right insurance coverage

If your home is severely damaged or destroyed by a hurricane, your homeowners insurance could be all that stands between you and financial devastation. Now is the time to review your homeowners policy to make sure it covers the current true value of your home. You should also familiarize yourself with your coverage terms, including your hurricane deductible, and consider purchasing flood insurance if you don’t already have it. Most standard homeowners insurance policies do not cover water or flood damage, including water damage caused by a hurricane or tropical storm. You may want to review your coverage with your insurance agent if you have questions or need advice. 

DO gather important documents

If you need to evacuate, you’ll want to be able to quickly locate documents, photos or videos of your belongings, and even certain irreplaceable mementos. Make a checklist of the items you need, and keep them in a waterproof container that you can grab as you leave.

DO prepare your home and yard

Make necessary home repairs, especially any to doors, windows or your roof. Look for branches that hang over your house or screened enclosure as well as dead or dying trees. Most tree work should be done by a professional for safety’s sake.  Also check your yard for anything that could become a flying missile during a storm and get rid of it if you can. Have a plan for what to do with things you want to keep, like flower pots and patio furniture.

DON’T wait until a storm is on its way to prepare

In addition to getting your home and yard ship shape, you should also review lists of what hurricane supplies you should have on hand (see Resources below for some helpful links). Check what you already have and start updating or adding to your hurricane supplies as quickly as you can. Include food, water, medications, and pet supplies in your stash. Check use by dates for food and batteries—and don’t forget the toilet paper!

If you’re in an evacuation zone, have a plan for where you will go and how you’ll get there. Prepare a “go bag” for your family, and keep your vehicles gassed up and properly maintained.

DON’T be complacent

Just because Florida didn’t have a direct hit last year doesn’t mean it won’t this year. Take an hour or two to plan now and save yourself the fear and hassle of being unprepared if a storm heads our way.

DO remember Lakewood Financial is here for you as you prepare for the 2021 hurricane season

If you need a quote for homeowners insurance, flood insurance, or if you have questions about your existing policies, please give us a call at 941-747-4600. (Click here to request a homeowners insurance quote or here to request a flood insurance quote online.) We are a local, independent insurance agency serving Sarasota, Bradenton, Lakewood Ranch, and surrounding communities.

 

Resources

Floridadisaster.org

Tower Hill Insurance Advice and Tips

Insurer Southern Oak has several free resources to help homeowners prepare:

Disaster Preparedness e-book

Home inventory checklist

Family emergency plan

 

Posted 11:00 AM

Tags: hurricane preparation, hurricanes, hurricane season, homeowners insurance, flood insurance
Share |


No Comments


Post a Comment
Required
Required (Not Displayed)
Required


All comments are moderated and stripped of HTML.

NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2023
  • 2022
  • 2021
  • 2020

  • homeowners insurance(23)
  • auto insurance(9)
  • car insurance(9)
  • flood insurance(6)
  • commercial insurance(5)
  • medicare(4)
  • insurance premiums(3)
  • hurricane season(3)
  • commercial property insurance(3)
  • business insurance(3)
  • property investors(3)
  • hurricane preparation(3)
  • medicare advantage(3)
  • water damage(3)
  • medigap(3)
  • lawsuits(2)
  • commercial auto insurance(2)
  • homeowners insurance premiums(2)
  • insurance scores(2)
  • hurricanes(2)
  • fire(2)
  • independent insurance agent(2)
  • independent agents(2)
  • private flood insurance(2)
  • builder's risk(2)
  • life insurance(2)
  • property investors insurance(2)
  • local independent insurance agency(2)
  • insurance news(2)
  • cost of insurance(2)
  • credit scores(2)
  • medicare supplement(2)
  • florida homeowners(2)
  • independent insurance agency(2)
  • florida insurance(2)
  • condo(1)
  • umbrella insurance(1)
  • florida tornadoes(1)
  • nfip(1)
  • young drivers(1)
  • ho-3(1)
  • ho-6(1)
  • driving safety tips(1)
  • sb 2a(1)
  • home maintenance(1)
  • deductibles(1)
  • grilling(1)
  • falls(1)
  • flooding(1)
  • allstate(1)

View Mobile Version
Insure your needs today!
Social Social Social Social
Quick Links
Home
Get A Quote
Customer Service
Payment Options
Report a Claim
About Us
Our Carriers
Blog
Contact Us
Location 11015 Gatewood Drive
Suite 101
Bradenton, FL 34211

Ph: 941-747-4600
info@lwfinancial.com
A Pacific Crest Services Affiliate Agent