FAQ

Some of our most commonly Asked questions regarding Sarasota insurance policies
If you need more information on a specific line of insurance, click on the link below. If you cannot find your answer, feel free to call us or have a professional from Lakewood Financial call you.

Auto Insurance
What is Auto Insurance?

Disability Income
What is it, and why do I need it?

Homeowner's Insurance
Why choose an Independent Insurance Agent?
What are some of the limitations of my homeowner's policy?
What is the Difference between replacement cost and actual cash Value?
Where and when is my personal property covered?
What is Loss of Use?
Is Flood Insurance covered under my homeowner's policy?

How to file a claim (Click for PDF)
 

 

Preparing for a disaster
What do I do after a hurricane or a fire?
I rent. Do I still need Insurance or is my landlord responsible?

Life Insurance
Term Life
Whole Life

Wind Coverage
What is Florida Wind Coverage?
Who is eligible for Florida Windstorm Coverage?
How can I reduce my wind insurance premiums?

Flood Insurance

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