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Shopping for Homeowners Insurance? Don’t Cut Corners!

Homeowners insurance in Florida is not cheap, and while you don’t want to pay too much for a policy, don’t make the mistake of underinsuring your most valuable asset. Beware of agents who quote you a low rate just to get your business rather than watching out for your best interests.
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What Is a Health Savings Account (HSA)?

For the average business and consumer, health insurance is a major chunk of the budget. One way consumers and employers are trying to keep health insurance costs down is by offering or choosing a high-deductible health plan (HDHP). These plans, …
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Flood Insurance Is Now More Affordable

The recent flooding in the wake of Hurricane Hermine reminds us that living in Florida can be a soggy business. Since Florida is essentially flat, the entire state is at risk for flooding. If you’ve been reluctant to buy flood …
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A Wind Mitigation Report Can Lower Your Homeowners Insurance Premium

   Did you know some common construction features of Florida homes could save you money on your homeowners insurance? During a hurricane, most serious damage comes from wind and water intrusion. Wind mitigation features help your home withstand high wind damage from hurricanes or …
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Back-to-School Safe-Driving Tips

Florida roads are about to get a little trickier to navigate as many of our children go back to school Aug. 10.  More vehicles, bikes, and pedestrians will be taking to the road during the before- and after-school hours, and …
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Assignment of Benefits Abuse: Everyone Pays

Oh no! You’ve just had a leaky pipe flood your bathroom and bedroom. While you’re busy fixing the pipe, mopping up and drying out, along comes a water mitigation company that wants you to sign a contract that allows them …
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Is It Time for You to Change Car Insurance Companies?

Florida has some of the highest car insurance rates in the U.S, with policies costing about 25% more than the national average—this according to an Insure.com study based on the rates from six large carriers including Allstate, State Farm, GEICO, …
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Homeowners Insurance Discounts You Should Know About

Your home is probably one of the biggest investments that you’ll make.  As such, protecting your home is one place you don’t want to scrimp on.  Making sure your home is properly covered does not mean that you have to …
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Traffic Violations that will Increase your Car Insurance

I came across a great article today and wanted to share this information with you, our loyal readers.  At the very top of the list of traffic violations that could increase your car insurance (not surprisingly) was driving under the …
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What You Need to Know About Renters Insurance

In our current economy, pinching pennies is a part of life for most of us: buying store brands instead of name brands, driving out of your way for cheaper gas, eating out less often.  If you’re renting your home, you …
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