Our Blog

Our Blog

Business Owner Policy (BOP) Basics

If you’re starting a small business, you have many decisions to make—including what sort of insurance coverage your new business needs to safeguard your assets and income. Don’t worry—at Lakewood Financial, we’re here to help!   Let us introduce you …
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New to Florida? Here’s What You Need to Know About Car Insurance

If you’ve just relocated to the Sarasota/Bradenton area, welcome! We’re glad to have you here. While you’re unpacking and checking out the beaches, remember that you’ll need to purchase car insurance and tag your car in your new state—and Florida …
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Insuring Your Pricey Presents

When all the wrapping paper has been thrown away, and you bask in the glow of another happy holiday, the last thing you want to think about is whether or not your new gifts are covered by your insurance. We …
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Five Simple Ways to Lower Your Car Insurance Bill

Money is always tight, especially during the holiday season. The last thing you want is to spend any more than you have to on your car insurance. Aside from the obvious thing—maintaining a clean driving record—is there anything else you …
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Avoid These Thanksgiving Dangers

What do you think of when you think of Thanksgiving? Happy times spent with family, a delicious meal, maybe a football game on TV? You probably don’t picture putting out a fire in your kitchen or a trip to the …
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Starting a Side Hustle? You Might Need Commercial Auto Insurance

More and more people are starting side hustles, whether to make a little extra money to cover their bills, or to start their dream business. If you’re one of those people, you should consider buying a commercial auto insurance policy. …
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Insuring Your Toys – Peace of Mind When It’s Time to Play

One of the best things about the Bradenton/Sarasota area is the climate—when other people are getting ready for winter, we’re still able to play outside! And many of us have the “toys” to do just that—toys like boats, RVs, all-terrain …
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Why Young Families Need Term Life Insurance

If you have a young family, you probably find yourself financially stressed. Your expenses are rising at the same time that you might be dropping from two incomes to one, even if it’s just for a short time. Money’s tight—but …
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Loss of Use Benefits Explained

 If a disaster such as a hurricane, tornado, or fire strikes your home, you may find it temporarily uninhabitable, or even destroyed. Imagine if you have to live someplace else while your home is being repaired—how will you pay for …
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Prepare Now for Flood Risk

With Hurricane Harvey fresh in our minds, the Sarasota/Bradenton area is on alert watching the path of Hurricane Irma. While the effects of wind, such as damage from fallen trees, is likely covered under your homeowners insurance policy, less your …
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