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Our Blog

How We Can Help With Medicare Coverage

Once you become eligible for Medicare at age 65, you have some decisions to make about Medicare coverage. Will original Medicare Part A and Part B be sufficient for your health insurance needs? What about Medicare Advantage (also known as …
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Got Great Credit? Let Us Save You Money on Your Auto and Home Insurance!

What does your credit score have to do with insurance rates? Plenty. Since the 1990s insurance companies have been using consumers’ credit scores to help set insurance premiums. Industry studies have indicated that using credit-based scores helps insurance companies better …
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Hurricane Proofing Your Yard

So far the Sarasota/Bradenton area has had a quiet hurricane season (knock on wood!). But that could change, and we may still experience one or more tropical storms or hurricanes. Before a storm hits, let’s take a look at one …
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Is The Hartford Advantage Right for You?

As an independent insurance agency, Lakewood Financial represents many quality insurance carriers—not just one. We pride ourselves in finding YOU the best match for your individual insurance needs and financial situation. From time to time, we’ll draw attention to one …
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Moving to Florida 101: Registering an Out-of-State Car

If you’re a new Florida resident, or are thinking of moving to Florida, you may have questions about your car insurance and what steps you need to take to get your vehicle registered. We get a lot of calls from …
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Why Florida Drivers Need Uninsured Motorist Coverage

Despite the fact that insurance is required, too many Florida drivers go without it. In fact, Florida has the highest rate of uninsured drivers in the nation at 26.7 percent! If an uninsured driver injures you and/or your passengers, you’ll …
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Property Investors: Do You Have the Right Insurance?

As a property investor, your insurance needs are more complex than the average homeowner. Some insurance agencies are unfamiliar with the requirements of investment properties, particularly ones purchased in the name of an entity such as a land trust, LLC, …
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“When thunder roars, go indoors!”—Lightning Safety for You and Your Family

Even though summer doesn’t officially start until June 21, we’re already experiencing increased thunderstorm activity in Sarasota, Bradenton, and nearby areas. Florida is the lightning capital of the United States, with more than 2,000 lightning injuries in the past 50 …
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Is Your Homeowners Insurance Hurricane Ready?

  Hurricane season starts again June 1. Are you ready? Is your homeowners insurance? In addition to basic preparations such as creating a disaster kit and reviewing evacuation plans, you should also review your homeowners insurance coverage so you won’t …
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Buying Commercial Trucking Insurance: What You Need to Get Started

One of the most important steps in running a commercial trucking business is purchasing adequate insurance, tailored to your needs, at the best rate possible. But because of the nature of the risk, insurance for your trucking business will likely …
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