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Our Blog

Florida Flood Facts—Is Your Home at Risk?

If you live in Florida, the answer is probably yes, according to Roy Wright, former director of the National Flood Insurance Program (NFIP).  Florida has the longest seacoast in the continental United States, as well as flat terrain and many …
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9 Summer Pool Safety Tips for Florida Homeowners

  Who doesn’t love to hear the words, “pool party”?   Swimming and playing in a backyard pool is one of the best ways to have fun and stay cool during our hot Florida summers. However, homeowners need to be …
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Coverage Options for Uber and Lyft Drivers

  Thinking of making a little side income by becoming a rideshare driver* for Uber or Lyft? Before you sign up, make sure you’ve got insurance coverage. Will your personal auto policy be enough? Or do you need a commercial …
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Hurricane Season Is Almost Here–Will You Be Ready?

After 2017’s Hurricane Irma impacted nearly the entire state of Florida, most of us in the Bradenton and Sarasota areas are taking hurricane preparations seriously this year. Hurricane experts have already indicated that the 2018 hurricane season should have slightly …
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If My Garage Burns Down and My Classic Car Is Destroyed, Am I Covered?

You might think that if your classic car is damaged or destroyed by fire while locked in your garage that your homeowners insurance would cover the loss. Think again. Your homeowners insurance will not cover your classic car, because it …
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Should You Carry Dog Bite Liability?

Most of us consider our dogs members of the family. They share our lives and our homes—but unfortunately, they may also leave us open to lawsuits. Even though it’s unlikely that your family pet will bite someone, it might be …
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If You Need an FR-44, We Can Help

If you’re in the difficult position of putting your life back together after a DUI conviction, we can help.  Since 2008, Florida has required that drivers who’ve been convicted of driving under the influence of alcohol or drugs carry an …
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Buyer Beware—Could That Car Be Flood Damaged?

If you’re in the market for a used car, be aware that hundreds of thousands of flood damaged vehicles were left behind by hurricanes Harvey and Irma. And many of these vehicles may have hit the used car market. These …
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No Welcome Mat for Burglars—Try These Simple Home Security Tips

  While you want your home to be welcoming to your family and friends, you also want it to be unattractive to burglars. A few simple home security measures can decrease the chance that your home will be broken into. …
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Need Car Insurance and Have Personal Injury Protection Claims? Lakewood Financial Has You Covered!

Let’s say you’ve been hurt in a car accident, and the other driver is at fault. Under current Florida requirements, all drivers must carry Personal Injury Protection (PIP) insurance, and even though you weren’t at fault in the accident, in …
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