Creating a Home Fire Escape Plan

If you have a clear fire escape plan for all household members, and practice that plan, you’ll significantly reduce the chance that someone will be hurt or killed.
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Haunted Hazards: Avoiding Halloween Havoc

Your insurance should cover any major Halloween mishaps, but you don’t want to have to make a claim if you don’t have to. To keep Halloween from becoming a horror, here are some tips to protect you, your pets, and your property this Halloween.
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Shopping for Homeowners Insurance? Don’t Cut Corners!

Homeowners insurance in Florida is not cheap, and while you don’t want to pay too much for a policy, don’t make the mistake of underinsuring your most valuable asset. Beware of agents who quote you a low rate just to get your business rather than watching out for your best interests.
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A Wind Mitigation Report Can Lower Your Homeowners Insurance Premium

   Did you know some common construction features of Florida homes could save you money on your homeowners insurance? During a hurricane, most serious damage comes from wind and water intrusion. Wind mitigation features help your home withstand high wind damage from hurricanes or …
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Assignment of Benefits Abuse: Everyone Pays

Oh no! You’ve just had a leaky pipe flood your bathroom and bedroom. While you’re busy fixing the pipe, mopping up and drying out, along comes a water mitigation company that wants you to sign a contract that allows them …
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Homeowners Insurance Discounts You Should Know About

Your home is probably one of the biggest investments that you’ll make.  As such, protecting your home is one place you don’t want to scrimp on.  Making sure your home is properly covered does not mean that you have to …
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What You Need to Know About Renters Insurance

In our current economy, pinching pennies is a part of life for most of us: buying store brands instead of name brands, driving out of your way for cheaper gas, eating out less often.  If you’re renting your home, you …
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How Your New Pup Could Effect Your Homeowner’s Insurance

Can you be denied homeowners insurance coverage because of your dog? Absolutely, and you definitely do not want to lie about having one. If you’re an avid animal lover you know that animals can be unpredictable. If you’re thinking about …
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Umbrella Policies:For Your Rainy Days

It’s hard to watch TV or listen to the radio and not hear an advertisement from 1-800-Ask-Gary or 411-pain.  Our culture has never been more litigious and Florida is one of the worst states for insurance claims.  Let’s say you’re …
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Adding Christmas Gifts to Your Homeowner’s Insurance

The Gallup poll has estimated that American’s will spend on average $781 this holiday season. This number is up nearly $100 since last year. Since people are planning on spending more this year, you can assume that you’ll also be …
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