Affordable Car Insurance for Your Teen Driver

Your teenager just got his driver’s license. How exciting—and how expensive!   There’s no way around it. Teen drivers do cause the family’s car insurance premiums to go up, because statistically immature drivers are at higher risk for accidents. Teen …
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Insurance and Your College Student

Congratulations—your child is going off to college! While you’re packing up your student’s belongings and offering last minute advice, take a few minutes to think about how this new adventure affects your own and your college student’s unique insurance needs. …
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Coverage Options for Uber and Lyft Drivers

  Thinking of making a little side income by becoming a rideshare driver* for Uber or Lyft? Before you sign up, make sure you’ve got insurance coverage. Will your personal auto policy be enough? Or do you need a commercial …
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If My Garage Burns Down and My Classic Car Is Destroyed, Am I Covered?

You might think that if your classic car is damaged or destroyed by fire while locked in your garage that your homeowners insurance would cover the loss. Think again. Your homeowners insurance will not cover your classic car, because it …
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If You Need an FR-44, We Can Help

If you’re in the difficult position of putting your life back together after a DUI conviction, we can help.  Since 2008, Florida has required that drivers who’ve been convicted of driving under the influence of alcohol or drugs carry an …
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Buyer Beware—Could That Car Be Flood Damaged?

If you’re in the market for a used car, be aware that hundreds of thousands of flood damaged vehicles were left behind by hurricanes Harvey and Irma. And many of these vehicles may have hit the used car market. These …
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Need Car Insurance and Have Personal Injury Protection Claims? Lakewood Financial Has You Covered!

Let’s say you’ve been hurt in a car accident, and the other driver is at fault. Under current Florida requirements, all drivers must carry Personal Injury Protection (PIP) insurance, and even though you weren’t at fault in the accident, in …
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New to Florida? Here’s What You Need to Know About Car Insurance

If you’ve just relocated to the Sarasota/Bradenton area, welcome! We’re glad to have you here. While you’re unpacking and checking out the beaches, remember that you’ll need to purchase car insurance and tag your car in your new state—and Florida …
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Five Simple Ways to Lower Your Car Insurance Bill

Money is always tight, especially during the holiday season. The last thing you want is to spend any more than you have to on your car insurance. Aside from the obvious thing—maintaining a clean driving record—is there anything else you …
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Prevent Accidents With Basic Car Maintenance

Whether you do it yourself or hire a trusted mechanic, regular basic car maintenance not only keeps your vehicle running well and safely, it also may prevent an accident. Since every vehicle is different, be sure to read your owner’s …
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